At Delta, we provide consistent management of your retirement account throughout life's journeys.
If you're not at your last job, your 401K shouldn't be either.
401K Rollovers
Leaving a 401(k) with a previous employer could mean leaving it alone with no one to watch over it. At Delta, we offer a free consultation to explain your 401(k) options and help you select the one that’s best for you. If you’d like to roll it over into a managed IRA with Delta, we can help you do it without paying taxes or penalties. You can feel confident that someone is looking out for you and your hard-earned retirement dollars.
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We choose the investments for you
You don’t have to go through the complex task of choosing the no-load funds that fit your risk tolerance and return objectives. We can invest your old 401K dollars in retirement funds to give you a well-diversified portfolio designed around your anticipated retirement time frame.
We adjust the investment portfolio over time
Our investment experts continually monitor the capital markets and your portfolio asset allocation. As your retirement time frame approaches, we will adjust your portfolio to reflect your reduced risk tolerance. Further, after retirement, we will continue to work with you to maximize your retirement income.
We actively manage the assets
Every investment in the portfolio will be individually selected based on our in-house proprietary research. We review and adjust your portfolio based on our analysis of the economy and financial markets. Don’t be fooled by the banks and brokerage houses that want to leave you in an asset allocation for life while they go look for another client. You need to, and deserve to, work with a firm that has your best interest in mind.
We keep expenses low
You will be invested in only no-load mutual funds, which are available through Fidelity Investments. We don’t charge loads, sales charges, or commissions for any of the funds we buy. Our dedication to keeping expenses low means your investment works harder, and more of the pure return is kept in your portfolio.
*** When suitable, we also offer portfolios that blend individual equities or bonds to our mutual fund foundations.
Our rollover experts make it easy
A rollover expert will guide you every step of the way. They can open your account with some simple paperwork and will assist you in working with your former employer to ensure a seamless, tax efficient transition to your new portfolio. They will even handle most of the paperwork for you.
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